Clergy Insurance Guidelines
Clergy Working in the Diocese of Southeast Florida
For Active Clergy
The Clergy & Lay Compensation & Insurance Committee recommends that the Episcopal Institution by whom the clergy is employed provide:
1. Health Insurance for the clergy person and his/her family
2. Dental Insurance for the clergy person and his/her family
3. Life Insurance in the amount of $50,000
For Early Retirees
If the clergy person is an early retiree, working 20 hours or more per week the Medical Trust rules state that the clergy person must be enrolled in an Active Plan.
For Retirees
Retirees working 20 or more hours per week are prohibited by IRS rules from enrollment in the Medical Trust Medicare Supplement Plans. They have two options:
1. If they wish to be insured by the Medical Trust they MUST, regardless of age, enroll in one of the active plans offered in our Diocese.
2. If they wish to keep Medicare as their primary insurer, their Supplement Plan provided by the Medical Trust, must be terminated and they may find a supplement on the outside to fit their needs.
At such time as the employment ceases to exist, the clergy person and/or their spouse or family may return seamlessly to the Medical Trust retiree plans.
If you have any questions please contact:
(305) 373-0881
(800) 268-9993